Good2Go Auto Insurance Review: Is It Worth It?

 

Good2Go Auto Insurance Review: Is It Worth It?


We give Good2Go Auto Insurance an overall rating of 8.1 out of 10.0 for its wide variety of discounts and its focus on high-risk drivers, although its limited coverage options and customer service issues might make some think twice.

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Written by: Daniel Robinson
Edited by: RaShawn Mitchner

In This Guide:

  • Good2Go Insurance Review
  • Good2Go Insurance Company Overview
  • Good2Go Car Insurance Coverage
  • Good2Go Insurance Quotes
  • Customer Service Ratings
  • Bottom Line: Good2Go Insurance Reviews
  • FAQs

Good2Go Insurance Review

Good2Go specializes in providing auto insurance to high-risk drivers and those looking for minimum limits coverage. While it can be a practical option for people struggling to get insured, it does have its limitations.

Overall Rating: 8.1/10.0
Industry Standing: 7.5/10.0
Availability: 9.6/10.0
Coverage: 7.6/10.0
Cost and Discounts: 9.0/10.0
Customer Experience: 7.5/10.0

These ratings are determined by our editorial review team. Learn more about our scoring methodology below.

Pros and Cons of Good2Go Insurance

Pros:

  • Specializes in high-risk drivers
  • Available in 44 states
  • Offers multiple discounts

Cons:

  • Limited coverage options
  • Poor financial standing
  • Negative customer reviews on the BBB

Overview of Good2Go Insurance Company

Good2Go Insurance has been around for over 25 years and specializes in selling minimum limits and high-risk car insurance. Originally founded as American Independent Companies, Inc., Good2Go is now the consolidated brand for six insurance underwriters. The company operates in 44 states, excluding Alaska, Hawaii, Kansas, Massachusetts, Montana, and Rhode Island.

Despite its A+ rating from the Better Business Bureau (BBB), Good2Go is not featured in J.D. Power studies and has no rating from AM Best, raising questions about its financial stability.

Good2Go Car Insurance Coverage

Good2Go primarily offers two types of coverage: high-risk auto insurance and liability-only insurance, catering to drivers who may find it challenging to get insured elsewhere.

High-Risk Car Insurance Coverage

Good2Go offers coverage for high-risk drivers, including:

  • Newly licensed drivers
  • Teens
  • Drivers with a poor credit history
  • Drivers with multiple traffic violations or DUIs
  • Elderly drivers (70+ years)

Liability Coverage

Good2Go’s liability-only insurance meets the minimum state requirements for bodily injury and property damage. However, it doesn't cover your own vehicle or medical expenses, which might be a drawback for some drivers.

Good2Go Insurance Quotes

Good2Go provides online quotes, but if it can't cover you, your information might be passed to partner insurers. Our research indicates that customers often get redirected to other providers like Progressive for quotes. This makes it hard to pin down the exact cost of coverage directly from Good2Go.

Discounts with Good2Go Auto Insurance

Good2Go offers a variety of discounts, including:

  • Good Driver Discount: 10-35%
  • Student Driver Discount: 5-20%
  • Homeownership Discount: 5-10%
  • Multi-Vehicle Discount: 10-25%
  • Paid-in-Full Discount: 5-10%
  • Defensive Driving Course Discount: 5-15%
  • Anti-Theft System Discount: Up to 5%

Customer Service Ratings

Good2Go has limited online visibility, and its BBB profile shows a rating of just 1.35 stars out of 5 based on customer reviews. Complaints often focus on claims processing and communication issues. Our team reached out to Good2Go for a comment but did not receive a response.

The Bottom Line: Should You Choose Good2Go?

Good2Go Insurance might be a viable option for high-risk drivers looking for basic coverage. However, its limited coverage options and mixed customer reviews suggest you might want to consider other insurers if you need more comprehensive coverage or a better customer service experience.

Top Competitors for Good2Go Car Insurance

State Farm: Known for excellent customer service and a wide range of discounts.
Geico: Great for budget-conscious drivers, offering low rates and extensive coverage options.

FAQs

Q: What types of drivers does Good2Go insure?
A: Good2Go specializes in insuring high-risk drivers, including those with poor driving records, teens, and those with poor credit.

Q: What states does Good2Go operate in?
A: Good2Go provides coverage in 44 states, excluding Alaska, Hawaii, Kansas, Massachusetts, Montana, and Rhode Island.

Q: Does Good2Go offer comprehensive coverage?
A: Good2Go primarily offers liability-only insurance. Comprehensive coverage options may be limited compared to other providers.

Q: How can I get a discount with Good2Go?
A: Good2Go offers various discounts, including those for good drivers, students, homeowners, and those with multiple vehicles.

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